Hay mucho más en los servicios financieros en línea que las aplicaciones bancarias y de pago de facturas tradicionales. Además de esas dos opciones más populares, los consumidores pueden optar por un servicio basado en la web que ayuda con acuerdos de refinanciamiento de deuda, tareas de corretaje de acciones, preparación de impuestos sobre la renta y toda una gama de ayuda para pequeñas empresas. Cuando se trata de dinero y de administrarlo adecuadamente , realmente no hay razón para aventurarse lejos de la pantalla de su computadora o teléfono. Siempre que pueda acceder a los sitios web y plataformas correctos, es fácil encontrar todo lo que necesita para asegurarse de que su dinero esté sano y salvo.
Contenido
Bancario
Nowadays it’s more common to do banking chores from home than in person at a branch. Most of the major national banks offer efficient online access to savings and checking customers. You can set up auto-pay for bills, print your own checks, shop for mortgages, apply for bank-issued credit cards and more. one of the few tasks you can’t do from home is to gain access to an ATM.
Education Debt Refinancing
Refinancing student loans via online services is becoming a commonplace, and smart, a way for consumers to cut down monthly expenses, get more time to pay back the debt, and reduce interest rates. Not only is the process a solid money saver, but it is much faster and hassle-free than ever. The reason it works is when many young adults have higher credit scores after they’ve been working for a few years than they had when they first borrowed for college. Rates are lower and terms of the new agreements are generally much more favorable.
Brokerage
Web-based stockbroker platforms have transformed the securities industry. Not only are there more people trading for their own accounts, but the idea of managing one’s own portfolio has become an accepted practice for millions of adults.
Tax Preparation
The tax prep niche is one of the best known online financial services. That’s because it was one of the first to cater to individuals and actually helped educate millions of non-techies on tasks like data entry, spreadsheet analysis, information importing and more. Nowadays, to top tier players in this segment are among the elite of virtual service providers. Whether you’re a small business owner, sole proprietor or just an individual who needs tax assistance, you don’t need to leave the comfort of your home or office to get all your forms filled out and filed on time.
Business Advisory Services
Whether you need help to plan inventory flows, gearing up for an audit, ensuring proper data protection, deciding if new office space makes financial sense or with any other management related decision, a business advisory service can bring a fresh perspective to a chore you’ve perhaps been toiling over for months. These virtual entities are typically made up of accountants, consumer advisors, budget experts, lending professionals and similar highly skilled folks who have seen it all. Fees are very low or non-existent for initial consultations. If you need in-depth help, the reasonable charges still won’t break your budget and can be a very wise investment when you need solid guidance.